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Legal & Regulatory

State disclosures
Residential Loan Centers of America, Inc., is a licensed mortgage lender in the states listed below.

Regulator License Number Law

Alabama
Exempt under the Alabama Consumer Credit Act

Arkansas
State of Arkansas
Securities Department
Heritage West Building, Suite 300
201 E. Markham St.
Little Rock, AR 72201

15843 "Act 554 of the 2003 General Assembly of the State of Arkansas, as Amended"

California
Commissioner
Department of Corporations
State of California
Business, Transportation, Housing Agency
Los Angeles, CA

413 0521 "Financial Code Section 50121 Of the California Residential Mortgage Lending Act"

Colorado
Donetta Davidson
Secretary of State
State of Colorado
Department of State

File
#20031175060
No Licensing Requirements.
Authorized to Do Business in the State of Colorado

Florida
Department of Financial Services
200 East Gaines St.
Tallahassee, FL 32399-0375

ML0700648 Chapter 494 Florida Statutes

Illinois
State of Illinois Dept of Financial & Professional Regulation
Division of Banking
Jorge A. Solis Director
05258 Residential Mortgage License Act of 1987
Illinois Residential Mortgage Licensee


Indiana
Bradley Skolnik
Securities Commissioner
State of Indiana
Securities Division
Indianapolis, IN

99-0396-LB Indiana
Code 23-2-5 - License Attached

Iowa
Iowa Division of Banking
200 East Grand Ave.
Ste. 300
Des Moines, IA
50309-1827
MBK-2005-0119 "Chapter 535B of the Code of Iowa"

Kansas
Kevin C. Glendening
Deputy Commissioner
Office of the State Bank Commissioner
2004-4868 Mortgage Business Act, Kansas Statutes Annotated, Chapter 9, Article 22

Maryland
Commissioner of Financial Regulation
500 N. Calvert St., Rm 402
Baltimore, MD 21202
16066

Michigan
Frank Fitzgerald, Commissioner
Department of Consumer & Industry Services
Office of Financial and Insurance Services
Lansing, MI

FL2161 The Mortgage Brokers, Lenders, and Servicers Licensing Act No. 173,
Public Acts of 1987
Frank Fitzgerald, Commissioner
Department of Consumer & Industry Services
Office of Financial and Insurance Services
Lansing, MI

SR-0755 Secondary Mortgage Loan Act No. 125,
Public Acts of 1981

Minnesota
Glenn Wilson
Deputy Commissioner
Minnesota Department of Commerce
85 7th place East, Suite 500
St. PPaul, MN 55101-2198
(651) 296-4026

20396223 Minnesota Residential Mortgage Originator and Sericer Licensing Act, Minnesota Statutes, Chapter 58 "

Mississippi
John S. Allison, Commissioner
Department of Banking and Consumer Finance
State of Mississippi
Jackson, MI

Exempt from Licensing
Certificate Number 441/2005
Section 81.18.1 et seq., of the Mississippi
Code of 1972, Mississippi Mortgage Consumer Protection Act

Missouri
D. Eric McClure, Commissioner
Department of Economic Development
State of Missouri
Jefferson City, MO 65102

Exempt from
Licensing
Missouri Residential Mortgage Brokers License Act

Ohio
John B. Reardon, Superintendent of Financial Institution
Richard F. Keck, Acting Deputy Superintendent of Financial Institutions
Certificate number MB.803432.000 and MB.803432.001-BR
"Sections 1322.01 to 1322.12 of the Revised Code of Ohio,
Subject to all the provisions thereof and to the regulations
of this division."

"Sections 1321.51 to 1321.60 of the Revised Code of Ohio,
subject to all the provisions thereof and to the regulations
of this division."

Tennessee
Greg Gonzalez,
Commissioner
Department of Financial Institutions
State of Tennessee
Nashville, TN 37243

4072190 Tennessee Code
Section 45-13-103

Texas
Danny Payne
Commissioner,
Texas Departments of Savings & Mortgage Lending
77350 Texas Finance Code Chapter 157

Virginia
State Corporation Commission
Bureau of Financial Institutions
E.J. Face, Jr., Commissioner of Financial Institutions

ML-717 Chapter 16 of Title 6.1 of the Code of Virginia

Wisconsin
Michael Mach
Administrator of Banking
State of Wisconsin
Department of Financial Institutions
Madison, WI

43756 Section 224.72 of the Wisconsin Statutes

Wyoming
Jeffrey C. Vogel, Commissioner
Department of Audit,
Division of Banking
1354 Wyoming Statutes 40-23-101 through 40-23-123
 
Federal Disclosures
Residential Loan Centers of America complies with the Federal Fair Housing Law (FFHL). Under the FFHL, "It is Illegal to Discriminate Against Any Person Because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin"

In the sale or rental of housing or residential lots
In advertising the sale or rental of housing
In the financing of housing
In the provision of real estate brokerage services
In the appraisal of housing
Blockbusting is also illegal

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination:

800-669-9777 (Toll-Free)
800-927-9275 (TDD)

U.S. Department of Housing and Urban Development
Assistant Secretary for Fair Housing and Equal Opportunity
Washington, DC 20410

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