We Are A Direct Mortgage Lender

RLCA is a direct mortgage lender, which immediately saves you money. We provide a wide range of home purchase, refinance, and home equity loans to specifically meet your goals and needs. And, lower your total costs.

The Right Loan Program from RLCA combines rate, structure, and terms that you can live with, comfortably.

As a direct mortgage lender our goal is to create an ongoing relationship of trust and communication. To be sensitive to your situation and care enough to truly understand what you're trying to accomplish.

Then, provide our knowledge, experience, and wide range of loan options to help you create and get approved for The Right Loan Program for you.

Our customers are people who are fortunate enough to have good credit and job stability, or who may have some difficulties. Regardless of your situation, we work equally hard to find you The Right Loan. And, treat you with the same respect.

Do you have The Right Loan? If you are a customer of RLCA, you can be confident that we will work hard to provide it for you.

Life doesn't always go the way you planned. The Residential Loan Centers of America specialize in helping people who may be experiencing difficulties because of credit problems, income verification, job history or health. We help these people find the Right Loan that will meet their individual needs by combining better rates, terms and lower total costs.

Regardless of your reasons, the most important aspect of the process is having a relationship of trust and communication with a loan specialist from RLCA. Our specialists take the time to truly understand your goals and needs.